---The Torn-Up Credit Card Application
You should probably buy a shredder today.
I get a heck of a lot of credit card applications in the mail.
A bunch for Visa, quite a few from Mastercard and tons of them from American Express.
I almost always tear them in half and throw them away.
Sometimes, if I am feeling particularly paranoid, I'll tear them into little bitty pieces.
Is that good enough? Could a determined and dexterous criminal gather all the bits, tape them together and apply for a card in my name? Would a credit card company balk when confronted with an obviously resurrected application?
---Read the rest
In short, he 1) tore up a credit card application, 2) taped it together, 3) filled it out using different information than the application was sent to, 4) sent in the application, 5) received a card with a $5000 limit.
If you don't have a CROSSCUT shredder (or a fully working fireplace, or a barbecue) get one. Tearing up your financial info just isn't enough. The banks don't care.
Shred or burn them, baby. Shred or burn.