I have been on the phone all morning trying to find health care coverage.
There is no individual coverage sold in the State of Arizona that will cover me with my pregnant wife. Pregnancy is considered a pre-existing condition in this state and I cannot obtain individual coverage. Period.
This information comes from numerous phone calls I made to The Arizona Department of Insurance
and to several insurers. COBRA
is my only realistic option for coverage at this point. The AZDI was the final word. This comes as a shock since I was planning on continuing coverage with my current carrier but on an individual basis. It turns out that the carrier I get through my work (headquartered in Virgina) and what is sold in Arizona are actually different companies. Never mind that they have the same name, trademark, doctors, etc.
Well... I, actually, do still have other options:
1) I can be self employed for three months and show proof that my income is derived from my self employment. Then I may apply for insurance under the Healthcare Group of Arizona
. Pregnancy is not considered a preexisting condition in this state sponsored HMO plan.
2) Join the military. I am too old to join the regulars, but, I can sneak in by way of the National Guard. I have a degree so that is a shoo in to becoming an officer. My degree is in electrical engineering so that would probably earn me a signing bonus.
The COBRA prices for family coverage are:
That total is a monthly total, folks.scribe_ari
, I am so sorry. I tried everything on this. We are stuck with COBRA. No realistic way around until I find work, again. I am so sorry. I will be a total job whore. You know this. Anything for a buck at this point. Go apply for WIC.